KlaroTax — Features

Lawful tax computation

Income tax on the official 2026 bands, business profit, capital gains, PAYE reconciliation and WHT credits — deterministically, with every rule cited.

2026 bandsPAYECGT₦800k floor

Reads your records

PDF and CSV bank statements, receipt photos, or manual entry — extracted, categorised and de-duplicated automatically across 33+ Nigerian banks.

PDF · CSVReceipt OCRSMS soon

You stay in control

AI sorts income from expenses; you review, correct and confirm. Your corrections are remembered and applied to similar transactions next time.

Review flowBulk correctNo silent guesses

Reports that explain themselves

Tax position, settlement summary, capital gains, business performance and deductions — each figure opens up into a plain-language explanation.

Readiness 0–100Line-by-linePlain English

Stays ahead of deadlines

Your state's filing date, the penalty and interest that would apply, and a live "cost of delaying" — plus an export-ready filing summary.

DeadlinesPenalty mathNRS-ready export

Bank-grade security

AES-256 encryption at rest, per-account isolation, audit logging on every action, and one-click deletion. NDPA 2023 data rights honoured.

AES-256IsolatedYou own your data

Inside the app

Every figure, explained and traceable.

This is the live KlaroTax dashboard: your estimated tax position, what was included, what was exempt, the reliefs applied — and a readiness score that tells you exactly what's left before filing season.

Every computation carries a trace ID — KTX-4815162342 · ruleset NTA_2026_V1

Join the beta →

KlaroTax dashboard — estimated tax position with full breakdown

KlaroTax on mobile — filing readiness score 100

For the detail-lovers

The full capability list

Everything live in the current beta, grouped. Tap to expand.

Working out your tax

Income tax on the official 2026 progressive bands
PAYE deducted vs what you actually owe
Business profit after allowable expenses
Capital gains on assets like property or shares
WHT on rent, consulting, royalties and interest as claimable credit
No double tax on dividends and certain bonds
Loss relief — current and carried forward
Exempt income set aside — pension, gratuity, some bond interest
₦800,000 minimum-wage tax-free floor
NHF, NHIS, pension, life assurance and rent relief
Investment income — dividends, bonds, REITs, funds
Traceable record of every calculation

Getting records in & reviewing them

PDF and CSV bank statement upload
Receipt capture by camera or file
Manual entry for anything else
Automatic duplicate removal across channels
Auto-sorting into income and expenses
Review and change any transaction's treatment
Corrections remembered and applied in bulk
Final vs claimable WHT handled correctly
SMS alert import — coming soon

Reports, insights & compliance

Tax position and readiness at a glance
Income & expenses breakdown, line by line
Capital gains and business performance views
Settlement summary — tax, PAYE, credits, balance
Deductions grouped by type, per transaction
0–100 readiness score
Audit-risk score with reasons
Alerts for unusual or missing items
State-correct filing deadline + penalty and interest
Live "cost of delaying"
PDF tax summary (beta preview)

Account & security

Email sign-in with verification code
Sync across your devices
AES-256 encryption, row-level isolation
Audit logging on every action
One-click data deletion
Email help + priority WhatsApp support in beta

One calm view of your money and tax.