KlaroTaxSalary earners
Understand your income, review eligible deductions and see how tax already deducted through PAYE fits into your overall position.
See beyond your payslip.
Understandyour money.Stay compliant.
Bring your records together. Understand your tax position. See the rule behind every figure.
Financial intelligence for Nigeria.
Deterministic calculations. AI-assisted organisation.
AI organises. The rules calculate. You stay in control.
For the different ways
you earn a living.
Salary, freelance work or your own business: make sense of the records behind your income and the tax that may apply.
Freelancers & side earners
Bring payments from different clients and income sources into one view. Review what you earned, what you spent and what needs attention.
Put scattered payments in context.
Business owners
For sole proprietors and unincorporated businesses: understand business income, allowable expenses, profit and your personal tax position.
Connect business activity to your tax.
More than a number.
A picture you can understand.
KlaroTax turns financial evidence into an organised view of your money and an explained, estimated tax position.
Select a stage, or let the flow run.
Your records,
in your pocket.
KlaroTax is designed for the phone in your hand as well as your laptop. Add records, review the details and see your estimated position wherever you are.
- 01AddUpload a statement or enter transactions manually.
- 02ReviewCheck the details and confirm what is correct.
- 03UnderstandSee an estimated tax position you can trace.
Product screens with illustrative data. Not a tax estimate for you.
From your records
to a clearer next step.
A practical way to prepare, whether you are getting organised for the first time or reviewing a more complex income picture.
- 01 / ADD
Bring your records
Upload your bank statements or add transactions manually. Start with the information you have and build from there.
- 02 / REVIEW
Check the details
Review income and expenses, check suggested categories and attach evidence for eligible deductions. You confirm what is correct.
- 03 / UNDERSTAND
See where you stand
Get an estimated tax position, review the calculation and check your filing readiness. See what is missing before you take your next step.
Every figure
has a reason.
A useful answer should help you understand what it means and where it came from.
- The calculation follows the rules.
- The deterministic tax engine calculates your position. AI helps organise and explain your records; it does not override the calculation.
- The evidence stays in view.
- Follow the breakdown from your income and expenses to deductions and tax already paid. Computation references help you trace the result.
- The decision stays with you.
- Review the estimate and your filing readiness. Filing remains your responsibility, with a qualified professional's advice where you need it.
The rules, in numbers
₦800,000
The first ₦800,000 of an individual's taxable income is taxed at 0%.
Nigeria Tax Act 2025, Fourth Schedule (section 58), in force from 1 January 2026.6
Progressive rate bands for individuals, rising from 0% to 25%.
Nigeria Tax Act 2025, Fourth Schedule (section 58), in force from 1 January 2026.What is KlaroTax?
KlaroTax is a deterministic-plus-AI financial intelligence tool for Nigerian individuals, freelancers and sole proprietors. It helps you organise financial evidence, understand your Personal Income Tax position and prepare for your next step.
Can I start for free?
Yes. You can start without a card. There is a Free plan, with paid options for more extensive use. Visit Pricing for the plans, allowances and current billing rollout.
Does KlaroTax file my tax return?
No. KlaroTax helps you organise, understand and prepare. It does not submit a tax return on your behalf by default or replace advice from a qualified tax professional.
Do I need to connect my bank account?
No. Start with PDF or CSV bank statements, or enter transactions manually. Direct bank linking is in development and is not currently available.
How is my information handled?
Your uploaded records are used to organise transactions and prepare your tax position. Our Privacy Policy explains processing, service providers, retention and how to exercise your data rights.
Can an accounting practice use it for clients?
A dedicated multi-client workspace is in development and is not part of the current offer. Contact us about practice access.
Start with what you have.
Understand where you stand.
Create your account and bring your first records together.