KlaroTax KlaroTax
Built for Nigeria's 2026 tax regime · NTA 2025

Understand your money.
Stay compliant.

The layer of clarity between your financial life and your tax obligations.

KlaroTax reads your records, organises them by tax category, estimates your tax position under the Nigeria Tax Act 2025, and explains what every number means — in plain Nigerian English.

Free to join · Your data is encrypted · No spam, ever

🧾 Statement read · 27 transactions
✓ Readiness 100 · filing inputs complete
KlaroTax — your tax overview: estimated tax position with full breakdown
KlaroTax on mobile — your tax overview
The live KlaroTax app — real screens, not mockups. staging.klarotax.net
33+
Banks supported
6
Tax engine modules
100%
Figures explained
NTA 2025
Statute-grounded
How it works

From statement to clarity in three steps

No spreadsheets. No tax jargon. No wondering where you stand.

Step 1

Upload

Drop in a bank statement (PDF or CSV), add a receipt, or let SMS alerts come through. KlaroTax reads and categorises them automatically.

Step 2

Understand

Income is separated from expenses, business from personal, and your tax position is computed strictly under the Nigeria Tax Act 2025 — every rule referenced by section.

Step 3

Stay compliant

See your estimated tax position, the reliefs you may be entitled to, filing deadlines, and a readiness summary — with every figure explained and a traceable audit record.

What KlaroTax does

Not a tax calculator. A complete financial clarity tool.

KlaroTax combines finance tracking, record organisation, tax computation, and plain-language explanation in one experience — the layer of understanding that connects your records to your obligations.

Lawful tax computation

Personal income tax, business profit, capital gains, and PAYE reconciliation — on the 2026 progressive bands, with the ₦800,000 minimum-wage floor applied automatically.

Reads your documents

AI extraction from 33+ Nigerian banks, receipt processing, and SMS alerts — with cross-channel de-duplication so nothing is counted twice.

Reliefs you are entitled to

NHF, NHIS, pension, life assurance, and rent relief surfaced where they apply — backed by what is in your records, never invented.

Every figure explained

A plain-language breakdown of what each number is, why it applies, and which statutory rule governs it — with a traceable audit ID. No black boxes.

Why you can trust it

The statute decides. Our AI helps you understand. You confirm.

KlaroTax is built deterministic-first: the computation follows the Nigeria Tax Act 2025 exactly, and the AI layer is strictly additive — it helps you understand, it never overrides the statutory result. Your data is encrypted with AES-256, isolated per account, and you control deletion at any time.

"AI proposes, the statute decides, you confirm." — the principle behind every computation.
Every computation carries a trace ID — e.g. KTX-4815162342 · ruleset NTA_2026_V1 · engine v1.4.6.8
🔒 AES-256 encrypted · Account-isolated · NDPA 2023 data rights honoured
Questions

Frequently asked

Is KlaroTax a tax filing agent?

No. KlaroTax is a compliance and clarity tool — it helps you understand and prepare your tax accurately under the Nigeria Tax Act 2025. Filing remains with you. KlaroTax gives you the complete, structured output you need; the submission to NRS is your decision and your checkpoint before your return becomes official.

Who is it for?

Salary earners with side income, freelancers and contractors, sole proprietors and micro-businesses, and anyone moving from the informal to the formal economy. If you have ever been unsure where you stand with tax, KlaroTax is for you.

How does it handle my bank data?

Documents are processed to extract transactions, then encrypted at rest (AES-256) and isolated to your account with row-level security. Raw SMS content is never stored. You can delete your account and all records at any time.

What does it cost?

The beta is free. Pricing tiers will be announced ahead of general availability — waitlist members hear first.

Is it ready now?

KlaroTax is in controlled beta, with general availability targeted for August 2026. Join the waitlist and we will bring you in as spots open.

Ready to understand your tax?

Join the KlaroTax beta. Know what you owe, why you owe it, and what to do next — before the deadline.